You’ve heard of workers comp, but unless you need it, you likely haven’t given it that much thought. Now that you’ve gotten injured at work, it’s a primary concern.
What steps should you take after a work-related injury? Are you eligible for Florida workers’ compensation benefits? How do you file a claim?
If these questions are on your mind, then you’re in luck. Read on to learn all the answers and more.
Steps to Take After a Work Injury
So, you experienced an accident at work, and you got injured. What should you do next? Your first step, unless your injury is severe, should be to inform your employer.
If your injury is serious, then get medical help right away or call 911.
How long do you have to tell your employer about the incident? The Division of Workers’ Comp says you have 30 days. Although you have this period, it’s best to report the accident as soon as possible.
Your employer will take steps to ensure your accident gets documented. They’ll also be able to secure the area to ensure no other employees get hurt. While your employer takes these steps, you should seek medical attention.
Are You Eligible for Florida Workers Compensation Benefits?
After you visit the doctor, you’ll have a better idea of the extent of your injuries. Be sure to keep a record of your doctor’s diagnosis and any bills associated with the visit.
You’ve already missed one day of work, but your injury may cause you to miss even more in the future. These losses are significant. That’s why you may be considering applying for workers’ compensation.
You’re eligible to apply if you suffered the injury on the job. Benefits will pay for medical care. You may also be eligible for a part of your lost wages.
How to File for Workers’ Compensation in FL
Most Floridian employers must get workers’ compensation coverage if they have employees. On top of that, workers comp Florida benefits operate under a no-fault system.
That means you don’t have to prove negligence on the employer’s part to seek compensation.
As described above, your first step is informing your employer. If it’s an emergency, then get treatment. If not, then your employer will pick the doctor you go to.
Your employer will then report the injury to their insurance company. They’ll decide whether to approve or deny the claim. You’ll get notified of their decision by mail. You don’t have to take any further action.
If approved, then you’ll start getting your benefits by mail.
Are You Ready to File a Claim?
A Florida workers’ compensation claim isn’t difficult to apply for. It can be a challenge, though, to have your claim accepted.
After a work-related injury, you deserve compensation. If you need help with filing a claim or dealing with a denial, then consider contacting an attorney.
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