Applying for social security disability benefits can be a very difficult and frustrating process. Although the application process is simple enough, it is often the case that applicants are denied despite their qualifications for social security disability payments.
If your claim is denied the first time around, you can hire a social security lawyer in order to appeal the decision and try to claim benefits.
In this post, you will find out how much money you can receive from social security disability, and what factors are at play.
How Do You Apply For Social Security Disability?
In order to access social security disability benefits, you need to first apply online. In this application you will be required to list:
- Your medical history
- Evidence of your current and previous income
- Your expenses
- Your eligibility to work
Once you have applied, it can take up to five months for your local authorities to reach a decision. This will depend on how much evidence you are required to submit and how much backlog there is in your area.
How Much Money Can You Receive From Social Security Disability?
This also depends on multiple contributing factors. Let’s break down how the amount of social security disability you receive is calculated.
- Your Current Work Situation If you currently work, but cannot earn full time because of your disability, this will be a contributing factor. If your earnings are more than $1,310 this year, you will not be considered disabled by the state.
- The Type of Disability You Have. Disability is a word that covers a litany of different conditions. For example, a wheelchair user will have different needs and limitations to a person with autism.
- The Severity of Your Disability If the state decides that your disability should or would not affect your ability to work, you aren’t considered to be disabled.
- Potential Work Opportunities For example, if you are a wheelchair user, there are some lines of work that might be more suitable than others. Social security disability claims assess whether you can work at all, and if so, how.
- Disability History If you were not born with a condition and became disabled, you must have had the condition for at least five months. Additionally, the disability you experience must be projected to last more than a year in order to qualify.
If you qualify, here is how you can calculate the amount you will be given. The maximum amount is around $2,000 per month, depending on your age. The older you are, and therefore the more years you have worked, the more you can claim.
How Often Do You Get Paid Social Security Disability Benefits?
You will be paid your benefits once per month on a Wednesday. The exact timing of your payments will correspond to your date of birth. For example, if you were born between the 1st and the 10th of the month, your payment will arrive on the 2nd Wednesday of the month.
Claiming social security is a tricky business, but with this helpful guide you will be able to better understand how the system works.