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If one of your employees is injured on the job, you’re going to have some things to sort out.
Accidents happen, especially if the work that you do is physical in nature. That’s why it’s so important to have workers compensation insurance as part of your business insurance plan. Injuries can have lasting effects on small businesses, so taking action when an employee gets hurt will reflect well on you.
In this post, we’re going to tell you about the employer’s responsibilities when there’s an injury at work. There’s no need to panic— just follow these steps and everything will work out for everyone.
The Employer’s Responsibilities When There’s an Injury At Work
No employer wants to see one of their employees get injured. It’s a tedious process in many ways. Not only do you lose a quality worker, but you then have to go through the long worker’s compensation process.
What’s important, though, is that your employee gets back to work ASAP with no hard feelings.
Get Medical Attention
If your employee is in need of immediate medical attention, then make sure that emergency services are contacted right away. After the emergency is averted or if the injury doesn’t need to be taken care of urgently, put them in touch with a doctor that can work with your insurance carrier.
To find a good one, search “No Fault Doctors Near Me” and keep this number on retainer for any subsequent workplace injuries. The treating physician will help you and the employee sort out the worker’s comp claim later on.
Investigate and Fix
After your employee is successfully treated, the next step will be to investigate what went wrong that lead to the injury. Get a testimonial from the injured worker and any witnesses, then look at how you can prevent a similar thing from happening again.
If it was related to some machinery malfunctioning, get it fixed and keep it well-maintained. If it was related to something the employee was doing that was unsafe, put new practices in place to ensure that nothing like this happens again. Taking measures to solve problems that can lead to injury keeps insurance premiums low.
Report Injury and Submit Worker’s Comp Claim
Once you’ve sorted everything out relating to the injury, you can begin to work with your injured employee to sort out their worker’s comp claim.
You’ll both have to provide any information that you’ve obtained to your insurance provider. They’ll launch their own investigation when they’ve gotten the necessary info from both parties and determine how much the employee will be paid for their trouble.
It’s important to stay in contact with the employee during this time to prevent any animosity on either side. Work with them to figure out when they can return to work and leave the worker’s comp claim to your insurance provider once you’ve provided your information.
Get It Over With Quickly
The employer’s responsibilities when there’s an injury at work should be dealt with in a timely manner. The longer you let a worker’s comp claim drag out, the worse the outcome will be for your business. Support your employee as best you can, and provide them with the means to get back to work as soon as possible.For more articles on how to run a small business, come back and visit us at Small Business Brief.